Between platform fees and processing markup, nonprofits routinely lose 3–5% of every online gift — and most never learn that nonprofit-specific interchange rates and donation platforms exist. That gap is mission money.
Donation platforms charging 2–5% on top of card processing feel convenient — until you realize a $10,000 campaign quietly delivered $9,300.
Card networks offer reduced interchange for registered 501(c)(3)s on many card types. If your account was set up generically, you're paying full commercial rates on every gift.
Monthly giving is nonprofit gold, and failed renewals quietly erode it. Without card-updater tooling, donors who never chose to stop giving simply stop.
An organization raising $500k/year online at an avoidable extra 1% in combined fees is losing $5,000 annually — a microgrant, a part-time stipend, a year of someone's program supplies. Donors feel this too: fee-conscious givers increasingly check what reaches the mission. Tightening the payments stack is one of the few fundraising improvements that requires no new donors at all.
Card networks publish charity interchange categories with meaningfully lower rates for qualifying organizations — but the discount only flows if your merchant account is coded and set up correctly as a nonprofit. Generic setups, including many popular donation buttons, leave it unclaimed. Reclaiming it is paperwork plus the right processor, not a miracle.
The platform layer matters just as much: some donation platforms charge hefty percentages for convenience features a properly configured checkout does for less, while others genuinely earn their fee with donor-cover options (donors voluntarily covering fees — typically half will) and recurring-gift tooling. We'll help you see which side of that line your stack sits on.
And for monthly giving programs, we make sure card-updater and smart retry tooling protects your recurring file — because a lapsed card should never quietly end a five-year donor relationship.
A short set of questions about your business, your volume, and your situation. No documents needed yet, and nothing touches your credit.
Free • No hard credit pullA placement specialist reviews your answers against our processor network and walks you through the realistic options — which underwriters fit your profile, at what terms, and why.
No obligation • Plain EnglishOnce you pick a direction, we help you prepare and submit the application so it lands right the first time — and we stay with you until you are approved and processing.
Hands-on until you are liveA single processor can only offer you their box. We map your profile across an entire network and show you where you actually fit best.
Approvals are not luck. They are about presenting the right business, the right way, to the right desk. That is the part we do every day.
Blind applications create declines on your record, and declines make the next approval harder. We aim you once, at the right target.
Matching is half the job. We help with the application, the documents, and the follow-up until money is actually hitting your account.
When we place you with a processor, that processor pays us a referral fee. You don't pay us anything — not for the survey, not for the call, not for the application help.
Here's why that works in your favor: we work with dozens of processors, so we have no reason to push any particular one. And we only keep getting paid if you stay with the placement — a merchant who leaves in 90 days costs us money. Our incentive is literally to set you up to win. If we can get you to win, we win too.
Honestly — sometimes the simple platforms are right for very small orgs, and we'll say so. The math starts mattering fast as online giving grows, and donor-cover features change it at any size. Three minutes of survey tells us which answer you should hear.
Yes — donor-cover prompts (“add 3% so 100% reaches the mission”) see roughly half of donors opt in, sharply cutting your net cost. The right processing setup plus the right ask handles most of the gap. We'll show you platforms that do this well.
Just standard documentation: your IRS determination letter, banking info, and basic organizational documents for underwriting. Nonprofit accounts are straightforward placements — and we handle the application alongside you, as with every client, free.
No. The call is a working session: we review your survey answers, show you which processors realistically fit your profile, and explain the trade-offs. If none of the options beat what you have, we will tell you that and part as friends. Pressure placements come back to bite us — merchants who feel pushed do not stay, and we only get paid when you stay.
The survey and the alignment call involve no credit check at all. A credit check only happens if and when you decide to submit an actual application to a processor — and we will tell you exactly when that step is coming, before it happens.
Nothing. Processors pay us a referral fee when a placement succeeds and sticks. You will never get an invoice from us.
Three minutes about your organization and how you collect gifts today. We'll show you the nonprofit rates, platform math, and recurring-giving protections you're entitled to.
Keep More of Every Gift